Buyer Tips

Buying a Home in Jamaica is an exciting time in one’s life. Making the smart move of choosing a Jamaican Real Estate Sales Consultant is your first step to ensuring that your new home and community meets your needs. My services and experience range from the financial aspects of the home buying process to helping you find the home that best suits you and your family. For your convenience, I also provide new property updates by email, just complete the form on the right. I pride myself on repeat business and hope you’ll come to understand why.

As Your Real Estate Sales Consultant, I Will:

  • Ensure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the area, including schools, neighbourhoods and more.

Before You Start Looking For Your New Home:

  • Get your finances in order. Correct any errors before it’s too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified by a lender.
  • Choose a Jamaican Real Estate Sales Consultant that you trust and who understands your needs.
  • Determine what neighbourhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lenders fees include charges for loan Application, Commitment, Standby Fee, Upkeep, Misc.
  • Third-party fees include charges for Life Insurance, Peril Insurance, Mortgage Indemnity Insurance, Surveyor’s Report, Valuation Report.
  • Government and Attorney fees include:
    • 1/2 Stamp Duty (1 1/2% of Purchase Price)
    • 1/2 Registration Fee (.25% of Purchase Price)
    • 1/2 Vendor’s attorney’s cost for preparing Agreement of Sale
    • Purchaser’s Attorney’s fees on Transfer.
  • Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
  • Stamp Duty

Please feel free to contact us to see how we can work together to find your dream Jamaican home.Click here to get in touch.

Testimonials

  • The Heel Bar's workshop is now settled and fully operational at Paraiso Avenue, Kingston 10. This is therefore a good time to say thank you. First for recommending this ideal location, then for the outstanding and beyond-the-call-of-duty assistance that you provided, to enable us to settle as quickly as practicable. We appreciate the professionalism with which you liaised between ourselves and the Lessor, and we are grateful to you for helping us to secure our electrical supply. We thank you most sincerely.
    Maria A. Jones
    The Heel Bar - Owner
  • As I get ready to depart Jamaica and return to my home, I thank you for providing me with a most notable experience as a tenant in your rental unit at 11 Seaview Avenue, Kingston 6. The location was superb and an easy commute to UWI Mona campus where I worked. Most of all, it was a very peaceful and secure location within a short distance to shopping and entertainment. I was impressed from the beginning with how well and complete the unit was furnished. The grounds and overall facilities were well maintained, and you were always responsive, both timely and accommodating, to every request I made.I am also grateful to you for how you assisted in rectifying JPS’s mistake in my electricity billing, and your constant queries to insure that all was well. I am happy to recommend your agency to anyone wanting a truly professional experience. If I return again to spend any significant time in Jamaica, you can be sure that I will contact you. Again, thanks for a most satisfying time.
    Paul G. Simmonds
    Ph.D., St. Croix, U.S. Virgin Islands
  • In reference to the rental of apartment at Regency Court and the service you provided I wish to commend you on your professionalism and excellent service delivery. You were thorough, timely, pleasant and professional. You were available for questions and request and it was my pleasure doing business with you.
    Tamara Tamara
  • I wanna say a very big Thank You for your excellent customer service skills. I really appreciate your assistance and your promptness. I have called about ten other realty companies and have looked at about twenty five houses over the past four months. The quality of service was up and down. But I can clearly recommend your company, your service, your expertise to anyone. I really appreciate your efforts and your help in choosing the property of value for money, thanks! It's nice to know that there are still some people in this world that care about customer service and you are one of them. Again, THANK YOU!
    Oral Oral
  • My husband and I would like to thank you very much for your valued asistance in purchasing land and also your prompt responses. We will certainly be recommending you to friends in the UK who are looking to relocate.
    Dee C
  • Thank you very much for handling the sale of my Lot. In your usual professional style you struck a fair deal between vendor and purchaser paving the way for a smooth efficient hassle free transaction. What you promised you delivered and I look forward to recommending your services to family, friends and colleagues. Hope we do business again in the near future.
    John John
  • "First of all, I’d like to say a big thank you to Mr. T.V. Allen, for his assistance in finding me a comfortable and affordable home. After two months at the home, my wife and I are totally satisfied that he gave us value and quality for our money. My dealings with Mr. Allen were nothing short of exceptional. I remember when I was at the lawyer’s office to close the deal & sign the necessary papers. The lawyer never had the keys for the home at hand, and with just one phone call Mr. Allen put his personal business at the tax office aside to bring us the keys. If that doesn’t say dedication to satisfying customers, I don’t know what does. I, therefore, have no hesitation in recommending Terrence (TV) Allen Properties, as I have complete confidence that you will be in the most capable hands."
    Max Max
Advertisement